Interest Rates

All interest rates on accounts and loans are derived from the current Bank of St Helena Base Rate.

Any change to the Bank of St Helena Base Rate results automatically in a change to all other rates, by the same amount.

When the bank needs to change the Base Rate it will publicise this change in the following ways:

By notice, displayed prominently in the Branches
By amending the page on its website where the interest rates are displayed (including this page)

The bank may also make known details of the change by other means, at its discretion, including announcements in the media.

Bank of St Helena Base Rate 4.0%

Child Bond Savings Accounts 5.5%

New Life Savings Accounts 5.0%

Fixed Saver Accounts 1.0%

Premier One Fixed Saver Accounts 1.75%

Premier Two Fixed Saver Accounts 2%

Premier Three Fixed Saver Accounts 2.5%

Secured 7.0%

Unsecured 8.0%

Mortgage 7.0%

First-time Homeowner / Mortgagor Contact us for more information

Secured 6.0%

Unsecured 7.0%

Financial Support for Young Entrepreneurs 5.0%

Short-Term Contract Finance 3%

Secured 6.0%

Unsecured 7.0%

Secured 4.5%

Unsecured 5.0%

Secured 4.0%