All interest rates on accounts and loans are derived from the current Bank of St Helena Base Rate.
Any change to the Bank of St Helena Base Rate results automatically in a change to all other rates, by the same amount.
When the bank needs to change the Base Rate it will publicise this change in the following ways:
The bank may also make known details of the change by other means, at its discretion, including announcements in the media.
Bank of St Helena Base Rate 4.0%
Current Accounts 0.1%
Child Bond Savings Accounts 5.5%
New Life Savings Accounts 5.0%
Term Savings Accounts 1.0%
Secured 7.0%
Unsecured 8.0%
Mortgage 7.0%
First-time Homeowner / Mortgagor Contact us for more information
Secured 6.0%
Unsecured 7.0%
Financial Support for Young Entrepreneurs (Secured) 4.5%
Financial Support for Young Entrepreneurs (Unsecured) 5.0%
Short-Term Contract Finance Contact us for more information
Secured 6.0%
Unsecured 7.0%
Secured 4.5%
Unsecured 5.0%
Secured 6.0%
Unauthorised Overdrafts 10.0%