Before you apply, here are a few things we would like to make you aware off:
- A Start Smart Account and Card is available to parents or guardians of individuals living on St Helena Island and Ascension Island aged 13 years to 17 years (referred to as ‘the child’). The child can use the card on the Smart Start account at all locations offering the St Helena Pay Service.
- An account can only be opened by a parent or guardian of the child. A child can not have more than one card in their name. One card will be issued per account. If the parent / guardian has more than one child, they will have to open separate Start Smart account/s per child.
- Parents / guardians can manage and monitor the account using Online Banking. Those using Online Banking can both credit and debit the account. Money transferred to the Start Smart Card can only be done via the Primary Account detailed below. No other Account Holder will be permitted to transfer money to the Start Smart Account.
- Smart Cards can not be used at the Bank Teller Stations to withdraw or pay-in to the account. Cards are also not permitted for Cashback Services.
- Parents / guardians will be required to sign the back of the Start Smart Card.
- On the Child’s 18th Birthday, the remaining funds will be deposited into the Primary Account detailed below.
- This account is not interest bearing.