Title of the document Online Banking Log-In Title of the document Tourist Card Log-in
Title of the document Online Banking Log-In Title of the document Tourist Card Log-in

FIXED SAVER

(previously Term Savings)


For your short-term goals

Start saving today!

Is this Account right for you?

1.25% interest per annum (*Available from 1 April 2026)

  • Encourages you to save and as a result receive interest on your money.
  • Your Account will automatically rollover to the following fixed year unless requested otherwise.
  • Term period is from 1st July to 30th June each  year.
  • Unlimited deposits.
  • You may make up to one withdrawal from the account within the 1 year term period.
  • More than one withdrawal within the term period will result in the account being reverted to a Current Account.

What are the requirements for opening a Fixed Saver?

Customers who meet the Bank’s criteria for a Current Account can open a Fixed Saver Account. The Bank may take up references, or otherwise, to satisfy the Customer’s suitability as an account holder.

How do I open a Fixed Saver?

You can either submit your application online or download and submit your application to the Branch. All links can be found below. You can either open a new account, or change an existing Current Account into a Fixed Saver Account.

Can I withdraw money from a Fixed Saver?

You can make up to one withdrawal during the term (01 July – 30 June). If you need to make a second withdrawal, your account will automatically be converted to a Current Account. If your Fixed Saver is reverted to a Current Account, you can reapply in the new term period (from 01 July).

Can I apply for a Fixed Saver after the term has started?

Yes, but it will gain Fixed Saver status from the date of approval and interest will not start accumulating until the date of opening.

Can I add my Fixed Saver to my Online Banking Portal?

Yes, you can view your balance and download and print your statements from your Online Banking Portal.

How do I make my one withdrawal?

If your are in Branch, you will be required to tell your Teller the account is your Fixed Saver. If you are making the transfer on your Online Banking Portal, you will need to call the Branch before you can make the transfer. We will then let you know when your account is accessible for an online transfer.

Apply for a Fixed Saver Account

For further information, contact us on (+290) 22390

Please apply online or download and complete the forms manually. Completed forms must be returned to the Bank, either the Customer Service Terminal at the Main Branch, Ascension Branch, Remote Banking sites or Kiosks. Click here for opening hours. 

Account Terms and Conditions

Apply for an Individual Fixed Saver Account Online

All Online applications require a signature and Photo ID.

Download Individual Fixed Saver Application Form

Apply for a Joint Fixed Saver Account Online

All Online applications require a signature and Photo ID.

Download Joint Fixed Saver Application Form

Apply for a Minor Fixed Saver Account Online

All Online applications require a signature and Photo ID.

Download Minor Fixed Saver Application Form

Apply for a Business/Organisation/Charity Fixed Saver Account Online

All Online applications require a signature and Photo ID.

Download Business / Organisation / Charity Application Form

Change an existing Current Account to a Fixed Saver Account

For further information, contact us on (+290) 22390

Please change your account online or download and complete the forms manually. Completed forms must be returned to the Bank, either the Customer Service Terminal at the Main Branch, Ascension Branch, Remote Banking sites or Kiosks. Click here for opening hours. 

Change an Existing Individual Fixed Saver Account Online

All Online applications require a signature and Photo ID.

Download Change an Existing Individual Account Application Form

Change an Existing Joint Fixed Saver Account Online

All Online applications require a signature and Photo ID.

Download Change an Existing Joint Account Application Form

Contact Us

Please contact us on (+290) 22390 or complete the Contact Form.

Customer Services Contact Form

Please complete the information below and our Customer Services Team will be in touch
Please include Area Code